At a time when just about everything happens at digital speed the real question is “why wouldn’t you complete your credit card applications online?” If you need credit, you probably need it right now, and with a quick and seamless online application process, you can usually get a response within minutes. There are a number […]
For some people without credit, it may not seem as though having a credit card would change their life all that much. After all, they’ve gotten along fine without them, thus far. But, at some point, life becomes a little more difficult without one. Without a credit card, you can’t make purchases online; you may […]
Most of us can remember the days when our parents would sit around the kitchen table with a mountain full of receipts and their checkbook furiously entering and adding numbers and swearing when everything wouldn’t balance. It’s not that that method of managing finances is necessarily outdated; it’s just that, who has the time? And […]
By now it shouldn’t be news to anyone that identity theft is on the rise. Between computer hackers, garbage scroungers, ATM skimmers, phishers and cell phone thieves, our identities are under constant assault. Some experts say that it is nearly impossible to absolutely prevent identity theft, but there are some key areas of vulnerability can […]
Got bad credit? Right now that seems OK and credit card companies that specialize in subprime lending want your business. Bad to poor credit is considered anything below a FICO Score of 660. If you fall in this range you are in luck. Now that is not to say that you are not going to […]
Rising gas prices have people scrambling to find ways to save on fuel costs, including driving less, checking their tire gauges, and driving in the slow lane. While these techniques do help to reduce visits to the pump, even bigger savings could be realized each time you visit the pump. Gas rebate credit cards are […]
Ok, so I’m a little bit of a nerd, and I love using technology to simplify my life. I honestly do not know how I would pay any of my bills if it wasn’t for online banking. Are you hesitant to go online to check your account information? Well, it isn’t a bad thing to […]
If you are paying annual fees on your credit card and are asking yourself if it is worth it then read on. Most people who get a cash back or balance transfer credit card should not be paying an annual fee. There are just too many good low interest or 0% intro apr credit cards […]
